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Healthy Meal Planning on a Budget

  May 12

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Trying to be frugal and also healthy when it comes to your family’s meals can seem difficult. After all, some of the cheapest foods at the grocery store are the junk food right? Check out these healthy meal planning tips and meal planning on a budget!This post is by my staff writer, Kayla, who is an expert on healthy meal planning on a budget.

Trying to be frugal and also healthy when it comes to your family’s meals can seem difficult. After all, some of the cheapest foods at the grocery store are the junk food right?

Well that’s what the government claims is going on the southern part of the United States, where poverty and obesity levels are the highest. Due to the high poverty rates and the lack of access to fresh healthy foods, people in this part of the country are relying on prepared foods and highly refined carbohydrates for the majority of their meal staples. Unfortunately, healthy meal planning on a budget is a foreign concept to some of these people. But I’d argue that buying raw foodstuffs rather than processed, prepared, and packaged foods is both the best way to save money and eat as healthy as possible.

Healthy meal planning on a budget takes some practice and skill, especially when you are first getting started, but afterwards, it should be pretty easy to maintain as a lifetime skill. Here are some tips to get you started:

Healthy Meal Planning on a Budget

Obviously before you can start meal planning, you need to first have a realistic budget in place for all of your household spending. If you don’t already have a budget in place, it will be difficult for you to know how much you can and should be spending on groceries and food for your family. Budgeting software, like You Need a Budget, is a great place to start if you’ve never lived on a budget before. It can help you track your spending, set realistic spending limits for future months, set goals, and more. You can also use a pen and paper too if you don’t want to use software. 😉

Once you’ve got a grocery goal set for the month, you need to break it down by the week so you know how much you can spend once you start working on your healthy meal plan.

Set Up a Meal Plan

If you’ve never worked on or lived off of a meal plan before, you might find it difficult to stick to at first. In my opinion, the key to healthy meal planning on a budget is to have the right balance of variety and similarity. There needs to be enough variety that you aren’t bored with your meals and end up ditching the plan to go out to eat, but there needs to be enough similarity that you don’t end up wasting a lot of perishable food goods due to not using them up soon enough.

So, here are several different strategies to make healthy meal planning on a budget work:

Cook Once for Multiple Meals

One way to operate a healthy meal plan to save time and money is to try a plan that institutes cooking once and getting several meals out of it. This will minimize your time spent in the kitchen and will also help you use up all of your ingredients so you can cut down on food waste.

In this type of plan, you start with only a couple of protein sources for each week and plan your meals around them. For instance, your meal plan may include eating roasted chicken with vegetables on Monday. Then on Tuesday you take the leftover chicken from Monday’s whole chicken carcass and shred it up to make another chicken meal, like chicken tacos or chicken stir fry. If you have leftover chicken and vegetables, perhaps you could make a batch of chicken and vegetable soup.

If you get bored with leftovers and want an extra treat during the week, you can try signing up for a service like Try The World, where the company will mail you sweets and other unique products every two months from different countries. This would spice up your meal plan while still keeping you under budget since the cost is spread out.

Use It Up

The use it up meal plan might be a good one to start off with if you have a lot of excess goods stocked up in your pantry. This plan takes into account all the items you have on hand to help you create meals without having to buy very many groceries. After you’ve eaten away at your pantry overstock, then you can always change to a different type of meal plan. Another great time to implement the use it up meal plan is if you run short on your budget at the end of the month. Using only items you have on hand instead of shopping for new ingredients might help you to stay on track with your budget when you might otherwise gone over.

Combine Coupons and Sales

A third great way to implement healthy meal planning on a budget is to take into account coupons and store sales as you plan your meals for the week. With this method, you will need to make your meal plan weekly rather than monthly as most grocery stores don’t publish what will be on sale throughout the month. Instead they publish a weekly ad stating which items are on sale.

Flipping through sale ads and finding coupons to go along with it can be time consuming, so if time is a limiting factor in your life, this may not be the best meal plan for you.

Stick to It

Once you’ve selected a meal plan, no matter if it’s one of the three meal planning options I presented, a hybrid plan, or another method altogether, you need to stick to your budget for a couple of months before you evaluate whether or not healthy meal planning on a budget is the right choice for you. Like any budget, you need to give it time to work and you need to give yourself time to adjust to it. No meal plan or budget will work properly if you don’t give them a chance to.

In addition, it’s smart to build in some cheat meals and a meal out at a restaurant occasionally. We’re all human and we all get busy and may not have time to make the meal we have planned for that particular night. Having a meal plan that is somewhat flexible to fit in with your lifestyle is important if you plan to stick to healthy meal planning on a budget for a long period of time. For instance, I build in some popcorn and milkshake nights for evenings when I feel especially tired, don’t want to cook, or when I want to veg out in front of the TV during dinner. It’s okay to have these things built into your budget and your meal plan to help ensure success over the long term.

Ultimately, healthy meal planning on a budget isn’t rocket science. It does take some time to figure out at first, especially if you’ve never lived on a budget or a meal plan before. But once you get used to it, it should be easy and it’s a great way to save money while eating healthily.

Do you practice healthy meal planning on a budget? What works best for your family?

Trying to be frugal and also healthy when it comes to your family’s meals can seem difficult. After all, some of the cheapest foods at the grocery store are the junk food right? Check out these healthy meal planning tips and meal planning on a budget!

24 responses to “Healthy Meal Planning on a Budget

  1. Great article! Your pantry can be your best friend when it comes to meal planning on a budget – whether its incorporating what you have already to make meals, or stocking it when great coupons and deals come along. Both excellent points made here!

    1. I’ve gotten better about not letting this happen, but sometimes it still does. All we can do is continually try to be better. 🙂

  2. I definitely practice healthy meal planning. One trick I use to save money is spreading out meat over two meals (e.g. one package of ground turkey to make two separate meals).

    1. Great idea Kara! I try to scrimp on meat a little bit too, but my dad (a meat and potato type of guy) always complains, “there’s no meat in this!” in a semi-joking way.

  3. I love variety, and I love cooking, so I’m the type of person who is tempted to really overspend even without going out to eat. To remedy that, I’ve started doing the following meal pattern: Grill/Roast, Curry, Stir Fry, Tacos or Pasta, Pizza, leftovers (x2), repeat. Building in two leftover days means I automatically have cheat days (the key is actually eating leftovers and not making omlettes on those days), and the repetition means that I can stock up on my basic ingredients when they are on sale, and I can tailor the meals for the week to the produce that is on sale.

  4. I 100% agree with your statement, “I’d argue that buying raw foodstuffs rather than processed, prepared, and packaged foods is both the best way to save money and eat as healthy as possible.” I actually just wrote a post about it earlier today and was pleasantly surprised to see your article reinforcing my beliefs 🙂 The hub and I have a budget and go-to list that centers around eating healthier. We get our staple foods in bulk (like meat, milk, eggs, etc) and save the veggies and fruits for the local markets and try to buy what’s in season and plan accordingly. This tends to make things cheaper, fresher and diversifies our meals. Ever since realizing that eating healthy is also CHEAPER, we’ve been feeling better and our bank accounts have been looking better, too!

    1. Awesome job Mrs. FI. I’ll have to go check out your post too 🙂

  5. I love scouring Pinterest for new recipes. For me, always having something to look forward to (a new recipe) keeps me motivated. Once I get bored with the same old foods all the time, I fall right off the tracks.

    1. I love Pinterest too, but I have to be careful because I end up spending time pinning and no time making the things I find.

  6. Great topic!

    Ah yes, it’s so easy to get tempted by all of the junk food out there especially when you’re on the run! I think we all fall in and out of the rut of buying for convenience. It definitely takes discipline to stick to a food plan and budget!

    I’ve recently taken up cooking and have tried to eat at home more. Watching YouTube videos and finding yummy and healthy recipes makes it more fun! 🙂

    1. It is so hard to stick to when you’re busy. That coupled with trying to cook for 1 all the time (I’m single) makes it hard to want to cook. But I’m working on doing better at eating out less.

  7. Thank you for the valuable tips! I am terrible at using up what I have on hand and end up throwing away food, which makes me sad for the food waste as well as my wallet. Grocery shopping and meal planning falls almost entirely to me so this is great help! Thanks again!

  8. Great tips, Kayla! We like to batch cook at the beginning of the week (usually on Sundays), which makes our weekday meals cheap, easy, and healthy. Since our lunches and the bulk of our dinners are already prepped, it’s easy for us to stay on track with eating what we have during the week. And, I’ve found that this method really cuts out food waste. They key is to learn to love leftovers :).

    1. I am usually pretty good about eating leftovers, but sometimes I struggle with it after eating the same thing a zillion times in a row…

  9. Our family is somewhat vegetarian. So expect that for weekdays, we all have veggies and fruits. During weekends, this is where we have our cheat like having steak, red meat, or any thing we want. This is our simple yet healthy meal plan.

  10. i can’t seem to plan a weeks meals because we never know what we’re craving from one day to the next.

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